养老金指南Annuities For Dummies

2008-1  

Oversea Publishing House  

Kerry Pechter  

338  

Are you a baby boomer who's about to retire? Are you concerned about your financial future? Relax. This plain-English guide will walk you through the ins and outs of using annuities to fund your retirement years. Find out what annuities are, whether they're the right financial vehicle for you, and which of the many options might have your name on it.

Introduction Part I: Annuities: A Blend of Insurance and Investment Chapter 1: Making Sense of Annuities Chapter 2: Using Annuities to Meet Retirement Challenges Chapter 3: Dissecting an Annuity Chapter 4: Weighing the Pros and Cons of Annuities Chapter 5: Deciding Whether an Annuity Is Right for You Part II: Identifying the Main Types of Annuities Chapter 6: Saving with Fixed Annuities Chapter 7: Experimenting with Index Annuities Chapter 8: Meeting the New Generationof Variable Annuities (VAs) Chapter 9: Financing Your Retirement with an Income Annuity Chapter 10: Aging Gracefully with an ALDA Part III: Making the Most of Your Annuity Chapter 11: Structuring Your Annuity Correctly Chapter 12: Optimizing Your Variable Annuity (VA) Investments Chapter 13: Accessing, Escaping from, or Converting Your Annuity Chapter 14: The Taxing Side of Annuities Part IV: Navigating the Annuity Superstore Chapter 15: Getting Creative with Annuities Chapter 16: Going to Meet the (Sales) Representative Chapter 17: Avoiding Annuity Pitfalls Part V: The Part of Tens Chapter 18: Ten Essential Annuity Expressions Chapter 19: Ten Questions to Ask Before You Sign a Contract Chapter 20: Ten Factors that Determine Longevity Chapter 21: Ten Web Sources for More Annuity Information Appendix A: Key Research Sources Appendix B: Protection from Insurer Default Appendix C: General Rule for Pensions and Annuities Glossary Index

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