简明抵押
2006-4
John Wiley & Sons
Douglas Gray
256
Whether you are considering making your first home purchase or are about to refinance a mortgage, there is lots of good news. Mortgage interest rates are stable and the competition among lenders is fierce. They want your business. So, how do you determine the best deal for your own individual circumstances? How do you make sense of the fine print that comes with different mortgage products? Mortgages Made Easy is a step-by-step guide to help you better understand the current real estate market, financing options, how to qualify for a mortgage, and the legal aspects of purchasing a home and having a mortgage.
AcknowledgementsPrefaceIntroduction: Before You Think about Buying a PropertyPart Ⅰ - REAL ESTATE BASICS Chapter 1: How the Real Estate Market Works Chapter 2: Buying a House: The First Steps Chapter 3: Why Buying a Condominium Is a Different Animal Chapter 4: Is the Price Right? Chapter 5: Getting Expert Advice Before You BuyPart Ⅱ - ALL ABOUT MORTGAGES Chapter 6: Mortgage Basics Chapter 7: Mortgages Dofft Come Cheap! Chapter 8: Finding the Mortgage That's Right for You Chapter 9: What Happens If You Can't Keep Up with Payments? Chapter 10: Government Programs That Can Help the Homebuyer Chapter 11: Ways to Help with Mortgage Payments Chapter 12: Some Financial Options for Seniors. Chapter 13: Creative Financing Secrets Chapter 14: Renew, Refinance, and Renegotiate Chapter 15: Investing in MortgagesAPPENDIX Checklist 1: Preparing for a Mortgage Checklist 2: Purchase Expenses Checklist Sample Form #1: Personal Cost-of-Living Budget (Monthly) Sample Form #2: Personal NetWorth Statement Sample Form #3: Calculating Your Gross Debt-Service (GDS) Ratio Sample Form #4: Calculating Y our Total Debt-Service (TDS) Ratio Helpful Websites GlossaryIndexReader Feedback and Educational ResourcesAbout the Author
