Boomer or Bust繁荣或萧条
2006-8
Pearson P T R
Steve Weisman
272
Are you in the “sandwich generation”...planning for retirement, helping your kids, and worrying about aging parents, all at once? Now, finally, here’s the reliable, up-to-date financial guidance you desperately need–all in one place! As one of America’s leading elder law attorneys–and host of the nationwide radio show A Touch of Grey–Steve Weisman covers these issues with unique expertise, clarity, empathy, and humor. Weisman demystifies IRAs, 401(k)s, annuities, reverse mortgages, long-term care insurance, home care, assisted living, nursing homes, living wills, and advance health care directives. He reveals valuable tax breaks you never knew existed...new Social Security, Medicare, and Medicaid changes you must understand...disastrous investment mistakes you can’t afford to make. Coverage includes » Reliable, practical, plain-English advice on everything from annuities to living wills » Up-to-the-minute explanations of Medicaid, Medicare, and Social Security changes just passed by Congress » Retirement savings tips and traps–from new “Roth 401(k)s” to variable annuities and reverse mortgages » Indispensable, start-to-finish coverage of planning for long-term care » How to make the federal tax code work for you: new deductions for you and your parents In the coming years, you will face tough, complex, emotional decisions. Don’t face them all by yourself: read Boomer or Bust, and be prepared. 作者简介:STEVE WEISMAN hosts the nationally syndicatedradio show A Touch of Grey, heard on more than50 stations, including New York City's legendaryW~R and KRLA Los Angeles. A member of theNational Academy of Elder Law Attorneys, he hastaught at the University of Massachusetts, CurryCollege, and Boston University, and is an adjunct faculty member at Bentley College. His booksinclude 50 Ways to Protect Your Identily and YourCredit and A Guide to Elder Planning, both fromPrentice Hall.
ACKNOWLEDGMENTSABOUT THE AUTHORINTRODUCTIONPART I PLANNING FOR YOUR MONEY 1 IRAs AND 401(k)s For Want of a Nail (IRA Style) Stretch IRA Roth 401 (k) Know When to Leave When Should You Take the Money Out and Pay the Taxes? Upside of Anger and Downside of 401 (k) Accounts What You Don't Know Can Hurt You 2 RETIREMENT INVESTING How Much Is This Going to Cost Me? Doctor, Doctor, Give Me the News How Long Will You Live? The 4 Percent Solution Baby Steps for Baby Boomers Only You Just a Thought Keep on Keeping On Now What? Moving on Up Paying Off Your Mortgage Hunt for Green October Bet on the Boomers Target Funds Fees, If You Please Risk Go Long Climb the Ladder of Success 529 Ways to Make Your Retirement Easier and More Fun 28 Bringing Down the Market 3 ANNUITIES Fixed Immediate Annuity Variable Immediate Annuity Deferred Annuities Theory vs. Reality Estate Planning No, No, No! Fewer Fees, Please Surrender Fees Bank of America Bad Citizens……PARTII PLANNING FOR LONG-TERM CAREPARTIII GOVERNMENT PROGRAMSPARTIV HEALTH CARE DECISION MAKING
